Terms of Service

1. Agreement, Parties, and Acceptance

These Terms of Service (the "Terms") are a binding agreement between Stacy Stanfield LLC, an Alabama limited liability company doing business as AppraiserLogic ("AppraiserLogic," "we," "us"), and the person or entity that registers for or uses the AppraiserLogic service (the "Customer," "you"). By creating an account, accessing a provisioned workspace, or using the Service in any way, you accept these Terms on your own behalf and, if you are acting for a firm, on behalf of that firm, and you represent that you have authority to do so.

The Service is a business tool offered exclusively for business use by licensed or credentialed real-estate appraisers, appraisal trainees working under supervision, and appraisal firms. It is not a consumer service, and consumer-protection regimes applicable to services offered for personal, family, or household use do not apply to it. If you do not agree to these Terms, do not use the Service.

2. Description of the Service

AppraiserLogic is a cloud software platform for producing residential appraisal reports and work-files. Its capabilities include, without limitation: a URAR-structured report editor; comparable-sale research, storage, and adjustment tooling; market-analytics derivations; floor-plan sketching and exhibit management; and the generation of appraisal delivery packages, including UAD 3.6 / MISMO 3.6 XML documents, rendered PDF reports, and categorized exhibit images (collectively, the "Service").

The Service is under active development. During early access, features may be added, changed, or withdrawn as the product matures; we will use reasonable efforts to communicate material changes to active customers. Statements on our website about pipeline status (for example, GSE Compliance API verification being in progress) are status descriptions, not promises of a particular certification outcome or date.

3. Accounts and Security Responsibilities

You are responsible for: (a) the accuracy of your registration information; (b) maintaining the confidentiality of credentials for your workspace, including credentials you issue to staff; (c) all activity occurring under your account; and (d) notifying us promptly at stacy@appraiserlogic.com if you suspect unauthorized access. You must not share a single license among multiple appraisers in a way that misrepresents who authored a report, and you must ensure that every user of your workspace complies with these Terms.

4. License Grant and Restrictions

Subject to these Terms and payment of applicable fees, we grant you a limited, non-exclusive, non-transferable, non-sublicensable subscription right to access and use the Service for your internal business purposes during your subscription term.

You must not, and must not permit anyone to: (a) reverse engineer, decompile, or otherwise attempt to derive the source code of the Service except to the extent a law expressly permits it notwithstanding this restriction; (b) resell, rent, lease, or provide the Service to third parties as a service bureau or on a white-label basis; (c) scrape, harvest, or bulk-extract data from the Service by automated means outside the export features we provide; (d) probe, disrupt, or circumvent security or usage controls; (e) use the Service to develop a competing product; or (f) use the Service in violation of applicable law, a data provider's terms, or your MLS's data license.

5. Customer Content and Ownership

You own your work. As between you and us, you retain all right, title, and interest in and to the appraisal reports, work-files, photographs, sketches, notes, comparable-sale library entries, and other materials you create in or upload to the Service ("Customer Content"). We claim no ownership of your professional work product.

You grant us a limited, non-exclusive license to host, process, transmit, back up, and display Customer Content solely as necessary to operate, secure, support, and improve the Service for you. We do not sell Customer Content, use it for advertising, or share one customer's comp library, reports, or MLS-derived data with another customer's account.

Export and workfile retention. The Service provides export of your records — including report PDFs, delivery packages, and comp data — at any time during your subscription. Following termination or expiration, we will make export available for at least ninety (90) days as described in Section 9, so that you can satisfy your professional record-keeping obligations, including the USPAP five-year workfile-retention rule. Responsibility for actually retaining workfiles for the period USPAP and your state require remains yours.

6. Professional Responsibility of the Appraiser

This section controls over anything else in these Terms that could be read differently.

AppraiserLogic is a productivity tool. It does not render appraisals, does not form or hold opinions of value, and is not an appraiser, an appraisal management company, or a party to your assignments. All automated capabilities of the Service — including field auto-fills, suggested adjustments, derived rates, drafted commentary, analytics, outlier screens, readiness checks, and any similar aid — are starting points that require your independent review, verification, and professional judgment before they appear in a signed report.

You are solely responsible for: (a) the contents, conclusions, and opinions of value in every report you sign; (b) compliance with USPAP, your state licensing law and board rules, and any other professional standards applicable to you; (c) meeting client, lender, AMC, and investor requirements, including applicable GSE guidelines; and (d) verifying data drawn from any source, including the third-party data services described in Section 7. We make no guarantee that any report produced with the Service will be accepted by any lender, AMC, GSE, or other party, and acceptance decisions are outside our control.

7. Third-Party Data Services

The Service can retrieve or display data supplied by third parties, including public-records data providers, MLS feeds accessed through RESO-standard APIs, mapping and street-level imagery services, and published market indexes. That data is provided by its respective providers, may be incomplete, delayed, or wrong, and its accuracy is not guaranteed by us; verification is your responsibility as the appraiser of record.

Where you connect your own credentials or API keys ("BYOK") — for example a public-records API key or MLS participant credentials — you are solely responsible for complying with that provider's terms of service and, in the case of MLS data, with your MLS's data license and participation rules. MLS data retrieved with your credentials is used only within your own account and is never shared across customer accounts. We may suspend a data connection that a provider tells us is being misused. Third-party providers may change or discontinue their services; we are not liable for those changes.

8. Fees and Billing

During early access, fees (if any) are as individually agreed with you in writing (email suffices), including any founder-pricing commitment. When standard pricing is published, your then-current agreed pricing continues until changed in accordance with this section. We may change fees with at least thirty (30) days' notice; changes take effect at your next billing period after the notice period. Fees are exclusive of taxes; you are responsible for applicable sales, use, and similar taxes, excluding taxes on our income. Fees for a started billing period are non-refundable except where these Terms or applicable law expressly provide otherwise, or where we agree in writing.

9. Term, Suspension, and Termination

These Terms apply from your first use of the Service and continue while you have an active account. You may terminate at any time by written notice (email suffices); termination is effective at the end of your current billing period unless we agree otherwise.

We may suspend your access, with notice where practicable, for: material breach of these Terms; nonpayment after notice; use that threatens the security, integrity, or availability of the Service or other customers; or use that exposes us to legal liability. We may terminate for material breach not cured within fifteen (15) days of notice, or if required by law. We may also discontinue the Service entirely with at least ninety (90) days' notice, in which case we will refund any prepaid fees covering the period after discontinuation.

Data export window. For at least ninety (90) days after termination or expiration (except termination for your material breach involving unlawful use, where legal constraints may apply), we will make your Customer Content available for export in reasonable formats. After that window we may delete Customer Content from production systems, with residual copies aging out of backups on our normal schedule.

10. Intellectual Property; Feedback

We and our licensors own all right, title, and interest in and to the Service, including its software, design, documentation, and all improvements — excluding Customer Content. No rights are granted except as expressly stated in these Terms. "AppraiserLogic" and the AppraiserLogic logo are marks of Stacy Stanfield LLC. UAD® and the Uniform Appraisal Dataset are property of Fannie Mae and Freddie Mac; their appearance on our site or in the Service is nominative reference, not affiliation or endorsement.

If you send us feedback, suggestions, or feature requests, you grant us a perpetual, irrevocable, worldwide, royalty-free license to use them without restriction or obligation to you. We will not publicly name you as the source of feedback without your permission.

11. Confidentiality

Each party may receive non-public information of the other in connection with the Service ("Confidential Information") — for us, that includes Customer Content; for you, that includes non-public product information and pricing. The receiving party will use Confidential Information only as needed to perform under these Terms, protect it with at least reasonable care, and not disclose it to third parties except to employees, contractors, and service providers bound by comparable obligations, or where disclosure is required by law (with notice to the other party where lawful).

12. Warranty Disclaimer

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE." TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND ANY WARRANTY ARISING FROM COURSE OF DEALING OR TRADE USAGE. WITHOUT LIMITING THE FOREGOING, WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT THIRD-PARTY DATA WILL BE ACCURATE, OR THAT ANY REPORT WILL BE ACCEPTED BY ANY LENDER, AMC, OR GSE.

13. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW: (a) NEITHER PARTY IS LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, REVENUE, OR BUSINESS, EVEN IF ADVISED OF THE POSSIBILITY; AND (b) OUR TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS IS CAPPED AT THE FEES YOU PAID US FOR THE SERVICE IN THE TWELVE (12) MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM. THESE LIMITS DO NOT APPLY TO YOUR PAYMENT OBLIGATIONS, EITHER PARTY'S CONFIDENTIALITY BREACH, YOUR BREACH OF SECTION 4, OR LIABILITY THAT CANNOT BE LIMITED UNDER APPLICABLE LAW. THE PARTIES AGREE THIS ALLOCATION OF RISK IS REFLECTED IN THE PRICING.

14. Indemnification

By you. You will defend and indemnify us against third-party claims arising from: your reports, appraisals, and professional services; your Customer Content; your violation of a data provider's terms or an MLS data license; or your breach of Section 6 — except to the extent a claim results from our breach of these Terms.

By us. We will defend and indemnify you against third-party claims that the Service, as provided by us and used unmodified in accordance with these Terms, infringes a United States copyright, trademark, or trade secret. If such a claim is made or appears likely, we may procure the right for you to continue using the Service, modify it to be non-infringing without material loss of function, or terminate the affected portion and refund prepaid fees for the unused period. This section states our entire liability for infringement claims. It does not cover claims arising from Customer Content, third-party data, combinations with items not supplied by us, or use in breach of these Terms.

The indemnified party must give prompt notice, reasonable cooperation, and sole control of the defense and settlement to the indemnifying party (no settlement admitting the indemnified party's fault without its consent).

15. Modifications to the Service and to These Terms

We may improve and change the Service as described in Section 2. We may update these Terms from time to time; for material changes we will give at least thirty (30) days' notice by email to your account address or prominent notice in the Service. Changes apply prospectively from the stated effective date; your continued use after that date is acceptance. If you do not accept a material change, you may terminate before it takes effect and receive a pro-rata refund of prepaid fees for the unused period.

16. Governing Law and Venue

These Terms are governed by the laws of the State of Alabama, without regard to conflict-of-laws rules, and the United Nations Convention on Contracts for the International Sale of Goods does not apply. The state and federal courts sitting in Alabama have exclusive jurisdiction over disputes arising out of or relating to these Terms or the Service, and each party consents to personal jurisdiction and venue there. Each party waives trial by jury to the extent permitted by law.

17. Miscellaneous

Assignment. You may not assign these Terms without our prior written consent, except to a successor in a merger or sale of substantially all your assets with notice to us; we may assign to an affiliate or successor. Severability. If a provision is held unenforceable, it is modified to the minimum extent necessary and the rest remains in effect. Entire agreement. These Terms, together with the Privacy Policy and any written early-access or pricing agreement between us, are the entire agreement and supersede prior discussions; if a signed written agreement conflicts with these Terms, the signed agreement controls. Waiver. A failure to enforce is not a waiver. Force majeure. Neither party is liable for delay or failure caused by events beyond its reasonable control (including internet or utility failures, acts of government, natural disasters), except payment obligations. Notices. Notices to us go to stacy@appraiserlogic.com; notices to you go to your account email. Independent contractors. The parties are independent contractors; these Terms create no partnership, agency, or employment relationship.

18. Contact

Stacy Stanfield LLC d/b/a AppraiserLogic
Email: stacy@appraiserlogic.com
Web: https://appraiserlogic.com

Questions about these terms? Contact stacy@appraiserlogic.com.